Long Term Care Insurance - Spread the love

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Long-term care (LTC) insurance is coverage that provides nursing-home care, home-health care, and personal or adult daycare for individuals age 65 or older or with a chronic or disabling condition that needs supervision.

Pleasant Care provide In-Home care services to clients who have Long Term Care Insurance.

Please contact us if you have any questions or concerns in regard to your (LTC) Insurance. We have qualified staff that would work with individuals/families to help you begin the process and begin services with our agency.

• You need another person to help you perform daily activities, like bathing, feeding, and dressing, or
• You have to stay in bed—or spend a large portion of the day in bed—because of illness, or
• You are a patient in a nursing home due to the loss of mental or physical abilities related to a disability, or
• Your eyesight is limited (even with glasses or contact lenses you have only 5/200 or less in both eyes; or concentric contraction of the visual field to 5 degrees or less)

You may be eligible for this benefit if you get a VA pension and you spend most of your time in your home because of a permanent disability (a disability that doesn’t go away).

Note: You can’t get Aid and Attendance benefits and Housebound benefits at the same time.